Protecting your family’s future is no doubt one of your highest priorities. One way to help achieve this goal is through life insurance. Three Rivers ISD provides you with a valuable Basic Life/AD&D insurance plan at no cost to you.

• Life/AD&D – Benefit Summary

• Life/AD&D – Policy

• Life/AD&D – Certificate of Coverage

Form(s)

• Life/AD&D Form – Claim Form

In addition to your Basic Life/AD&D Insurance, you have the opportunity to purchase additional life insurance protection. This benefit is designed to help provide financial security for you and your family. This coverage is an employee-paid benefit.

• Vol Life/AD&D – Benefit Summary
• Vol Life/AD&D – Policy
• Vol Life/AD&D – Cert of Coverage

Form(s)

• Vol Life/AD&D – Claim Form

Most major medical insurance plans only pay a portion of the bills. Our coverage can help pick up where other insurance leaves off and provide cash to help cover the expenses. With accident insurance from The Standard, you can gain the advantage of financial protection, thanks to the cash benefits paid directly to you. You also gain the financial empowerment to seek the treatment needed to get well.

• Accident – Benefits Summary
• Accident  – Provider Website

Form(s)

• Accident – Enrollment Form
  
• Accident – Claim Form
  

Critical Illness coverage is designed to cover several life events in one policy. The policy is divided into different categories: Heart, Cancer, Stroke, Organ, and Quality of Life. If you are diagnosed with a covered disease in any of these categories, you will be paid 100% of the amount you chose to be covered. This money is paid directly to you, to do as you wish. This benefit is an option to help cover uninsured expenses associated the high cost of treating critical illnesses.

• Critical Illness – Benefit Summary
• Critical Illness – Policy
• Critical Illness – My Benefits Access

Form(s)

• Critical Illness – Claim Form
• Critical Illness – Wellness Claim Form

While treatments have greatly improved, the cost of treating cancer poses an enormous financial strain on those diagnosed and their families. Cancer Insurance helps fill the financial gaps when benefits stop being paid, or expenses are not covered under a basic health insurance policy. All funds from the policy are paid directly to you to use however you see fit.

• Cancer – Benefit Summary (Low)
• Cancer – Benefit Summary (High)
• Cancer – How it Works

• Cancer – How to File a Claim

• Cancer – Provider Website
• Cancer – Policy & Certificate of Coverage

Form(s)

• Cancer – Claim Form

The MASA Medical Transport Service plan provides access to vital emergency medical transportation for a low monthly cost.

• Medical Transport – Plan Comparison
• Medical Transport – Platinum
• Medical Transport – Emergent Plus
• MASA Claims Instructions

LifeTime Benefit Term helps protect you and your family if you were no longer able to provide for them

• Permenant Life – Benefit Summary

Form(s)

• Permenant Life – Claim Form